I received this email today and thought it explained very clearly the benefits of coverage of autism treatments by insurance companies. For those of you in New York state, treating children with autism as soon as possible will save money in the long run and help them grow up to lead productive lives. This is definitely a win-win situation.
The Albany Chapter of the Autism Society of America is proud to announce their endorsement of Senate Bill 6123 and Assembly Bill 688.
Schenectady, NY (November 9, 2009) The Albany Chapter of the Autism Society of America (ASA) proudly endorses Senate Bill 6123 (S6123) and Assembly Bill 688 (A688) since this legislation offers clear and practical solutions that will enable New York families to have equal access to appropriate treatments and services that would be covered by private health insurance if it were not for the diagnosis of an autism spectrum disorder (ASD.) These bills ask insurers to simply update their coverage to reflect the widely held belief in the scientific community that autism is treatable.
The ASA estimates lifetime cost of care for an individual with autism at $3.5 to $4 million; with access to early diagnosis and intervention, these costs can be reduced by two-thirds. Many families cannot afford to give their children the treatments that could help affected individuals reach their fullest potential and enjoy a happy and productive life. ASD results in annual societal costs of $35 billion per year.
Persons with ASD typically require a combination of medical, psychological, psychiatric, physical therapy, occupational therapy, speech therapy, behavioral therapies and other developmentally-based interventions.
Reasons to Support Private Health Insurance Coverage for ASD
ASD is now the number one childhood developmental disability with 1 of every 100 children in the US being diagnosed, making the diagnoses more common than all types of pediatric cancer, AIDS, and diabetes combined. S6123, introduced by Senator Shirley Huntley, and A688, supported by Assembly Member David Koons, would reduce the financial burden on New York families. Families incur significant financial burdens to pay for necessary and appropriate services, sometimes as much as $100,000 a year. In addition to the crushing financial burden placed on families affected by autism, the time, energy, stress and emotional commitment can become absolutely overwhelming and, if left unchecked, can adversely impact employment, health and the marriage. Studies done indicate adding coverage would increase policy premium costs less than 1%. The benefit to New York taxpayers, families and the school system is clear—spend a little now or, spend a lot later. Currently, fifteen other states specifically require insurers to provide coverage for the treatment of autism, thirty-four others have reform measures pending.
Without treatment, the taxpayers of New York will certainly bear the enormous financial burden of a life-time of care for children who live a normal life span and often need round the clock care. In contrast, many children who receive effective, intensive and evidenced-based treatments require less support in school and go on to lead productive lives as taxpayers.
For more information on the ASA’s endorsement please contact Janine Kruiswijk, Executive Director (518) 355-2191 or at jlounsbery@albanyautism.org
About Autism
Autism is a complex brain disorder that inhibits a person’s ability to communicate and develop social relationships, and is often accompanied by extreme behavioral challenges. Autism spectrum disorders are diagnosed in one in 100 children in the United States, affecting four times as many boys as girls. The prevalence of autism has increased tenfold in the last decade. The Centers for Disease Control and Prevention have called autism a national public health crisis whose cause and cure remain unknown.
About The Autism Society of America - Albany Chapter
The Autism Society of America - Albany Chapter serves people living with Autism in the greater Capital District (12 counties) and their families. Our mission is to promote lifelong access and opportunities for people on the autism spectrum and their families so they can be fully participating, included members of their communities. We do this through advocacy, public awareness, education, compassionate support and research related to autism. Our primary focus is on public awareness, education and compassionate support. To learn more about Autism and the Autism Society of America – Albany Chapter visit www.albanyautism.org